Are you ready to invest in your business, but don't have the money? 

There is nothing that hurts my heart more than when I talk to an entrepreneur and they tell me they NEED what I have to offer, but they don't have the money to invest. Quite honestly, it makes me really sad for them. Now I can see if it's a 4-figure or more investment, but when it's a minimal investment for a high valued product or service it stings a bit. I'm talking anything from $7-$197. 

If you can't invest for less than $200, then are you really running a business? Are you taking entrepreneurship serious? 

Hear me out, I have totally been there too. Wishing and hoping I could invest in a program, training, seminar, etc to help me grow my, but unfortunately, the funds just weren't there. And it doesn't matter if the investment is $7 or $7,000. When the money isn't there it's a huge slap to your ego. You question everything you're doing. You get frustrated. You feel hopeless. You want to give up! 

Sound about right? 

How do you know if you have a BUSINESS or a HOBBY?


  • You're making a profit within the first 2 years in business.
  • Your net profit is more than $400 for the year.  
  • You're serious about the business and work it like a business
  • You're keeping accurate accounting records. 
  • You have a budget set in place each year to invest in all areas of your business. 
  • You depend on the income for your livelihood. 
  • You're willing to change your methods to increase the ROI. 
  • You're committed to learning and gaining knowledge to grow your business. 
  • You have trusted advisors and a support team in place to help make difficult decisions. 


  • You're not making a profit in the first 2 years in the business. 
  • You don't have a net profit of $400 or more in order to file a tax return. 
  • You're not serious about the business, operate it sporadically and for fun. 
  • You're not keeping accurate accounting records. 
  • You have not created a budget to invest. 
  • You don't depend on the income for your livelihood. 
  • You're not willing to change your methods to increase your ROI. 
  • You're not committed to learning and gaining knowledge to grow your business. 
  • You don't have trusted advisors or a support team in place to help make difficult decisions. 

Are you a business owner or a hobbyist? 

If you're a business owner, great! Let's explore 10 very simple ways that you can gather the money you desire so that you can invest in the support, training, and tools needed to run your thriving business. 

  1. Cut back or ditch luxury items. - There are so many things that we spend our money on that if we were to stop doing them for a week, month or a year, we could have the money to invest in our business. [Examples: eating out, getting nails done, cable TV, etc.]

  2. Ask friends, family or loved ones to borrow you the money. - We know so many people that would likely borrow us a few bucks if we just simply ask. Suck it up and do it. If you're afraid to ask 1 person for $200, ask 10 for $20. Then get out there and hustle! 

  3. Ask for the money that people owe you. - I guarantee you've borrowed money to someone when they asked for it. Have they paid you back? If not, politely ask them for it and tell them why you need it. There's nothing wrong with asking for the money that you're owed. Do it! 

  4. Sell your unwanted or excess items that you don't need. - Look around your house, do you have anything you haven't used in the last 6 months to a year? If so, SELL IT! You are sitting on a gold mine. Well not really, but the point is you have money sitting all around you. You just need to do a little bit of work and sell it. Have a garage sale, sell on eBay or Amazon, post to your Facebook profile, post in an online garage sale forum or group, take it to a local pawn shop, sell to a consignment shop or create a Facebook group for your own private sale. Be creative!

  5. Sell your products and/or services. - This should be common sense, but as my husband always reminds me that common sense isn't common practice. You have a business and you have a product or service that people need. Why are you NOT selling it? Promote your offers, reach out to prospects that were interested in the past, follow up with warm or hot leads and make a conscious effort to sell. You can't expect money to just fall into your lap every time you want or need it. Running a business does actually require you to pitch your products and services to others in order to make a sale. If you don't share what you have to offer and ask for the sale, the answer will always be NO. Let that sink in for a bit...

  6. Offer your time to those in need. - Look around you. I guarantee you have a neighbor, family member or friend that could use a little extra help. Offer to help them with XYZ in exchange for some money. Cut their grass, weed their garden, watch their kiddos, shovel their driveway, walk their dog, shop for their groceries, etc. Offer to help those that could really use a helping hand.  

  7. Return items to the store for a refund. - Take items that you have recently purchased on a whim or received as a gift back the store for a full refund. How many times have you bought something or received it as a gift and you're left wondering, 'what am I going to do with this'? Get rid of it! 

  8. Sell on Etsy. - Have a special talent with crafts or are amazing at designing items for a digital purchase? Create an Etsy store and sell your crafts or other products for profit. This also makes a fantastic passive income stream for your family. *hint hint*

  9. Sell your writing. - Do you have a knack for creative writing? Love to research? Sell your writing to sites in exchange for money. There are MANY sites that are looking for people to write online articles and blogs for their websites that'll pay for someone to do it for them. Simply do a search for 'get paid to write online' and you'll have more than enough options to choose from. Here is an article that provides several options based on a topic - Earn Money Online: 92 Websites That Pay Writers $50+.

  10. Use your skills, knowledge, and experience. - Got a higher education, special skill or unique gift? Put those skills to use! Offer to tutor kids, teach piano or a painting class. Get creative and find a way to offer your unique gifts to others for profit. 

Pretty simple stuff when you open your eyes to what's around you. There is a multitude of ways to make additional money so that you can invest in your business. Sometimes it does require you to humble yourself a bit, suck up your pride and take some massive action, but I can tell you that it'll all be worth it. 

Tired of playing small in your business? 

Are you ready to take some massive action?

Everything you've ever wanted is ONE step outside of your comfort zone.

Alright sugar plum, share in the comments below: How will you step outside of your comfort zone this week and make the money you desire to invest in your business?